Personal Health & Life Products & Services 
 Life Insurance 

Level Term Insurance policies provide a fixed premium for a specific number of years, usually 1, 5, 10, 15, 20, 25 or 30 years, while the death benefit remains unchanged and the cost does not increase for the period of the policy.
 
Don't know how much life insurance you need?   Select one of the below worksheets...
 Health Insurance  

Making sure that you have the right healthcare coverage is never a simple process, and if you are looking for an individual health insurance policy, it can be even harder.  We can help you find a plan that is Affordable, Flexible and Hassle-free . zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzz
 Disability Insurance 
 

Your Ability to Earn is Your Most Valuable Asset.  Disability insurance pays an insured person an income when that person is unable to work because of an accident or illness.

 Free Drug Discount Card 

Just click and request as many cards as needed!  No limit!!  Everyone is eligible!!  Employees, family & friends!!  Save up to 50% off retail prescription drugs!   

 Travel Abroad 

No matter where you travel abroad or in the U.S. - no matter your travel destination, a complete package of travel insurance benefits are available 24 hours a day.  Our travel insurance plans are available to U.S. and non-US citizens.  Don't leave home without your travel insurance!

 Dental & Vision  

Find an affordable vision or dental plan that meets your needs.  Simply review and compare low cost vision and dental insurance plan details with easy-to-read charts that feature plan highlights and rates.

 Short Term & Student Health Insurance 

Short-term health insurance coverage is ideal for those that are between jobs, students, or anyone that needs temporary coverage.  Coverage as early as next day. 

 Annuities 

Tax deferral on investment earnings, Protection from creditors, Investment options, Tax-free transfers, Lifetime income, Benefit to your heirs.