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 Guarantee Issue Employee Benefits for Small Businesses 
The success of a business, regardless of size, is largely dependent on hard work, ingenuity and valued employees.   Association Insurance Programs is your premier choice for obtaining high quality guarantee issue employee benefits, at the lowest available cost. Regardless of the size of your organization, we can provide you with the very best in employee benefits.

Guarantee Issue Employee Benefits.  Now available to companies with as few as 2 employees!


Group Health Insurance: limited healthcare program 
  • Guarantee Issue Limited Healthcare Insurance
  • No medical questions
  • Choice of 4 plans
  • Physician office visit, ER, Hospital, Diagnostic & Lab Tests, X-rays, Intensive Care, Surgery, Drugs
  • Optional benefits available
Group Life Insurance: peace of mind when it is needed 
  • Guarantee Issue Life Insurance
  • Accidental Death & Dismemberment included
  • Dependent coverage available
  • Customized plans
Group Dental Insurance: providing healthy smiles 
  • Guarantee Issue Dental Insurance
  • Nationwide network of 70,000 dentists
  • Dependent coverage available
  • Child Orthodontia available
  • Includes Vision discount plan
Group Long-Term Disability Insurance: insurance for paychecks 
  • Guarantee Issue Disability Insurance
  • Easy to understand choices
  • Financial protection
  • Return to work & quality of care focus
Short Term Disability Insurance: helping employees pay bills 
  • Guarantee Issue Disability Insurance
  • Easy to understand choices
  • Financial protection
  • Rapid claim response & payment
  • Return to work & quality of care focus
Group Vision Insurance: helping employees see clearly 
  • Guarantee Issue Vision Insurance
  • Coverage for exams, materials & laser surgery
  • Access to the largest vision network - VSP
  • No ID cards or claim forms necessary